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Owner Finance

Your Credit Score does not disqualify you.

Owner Finance Process:

Complete your buyer application and pay the $500 application fee.  If you are not approved then $250 of the application fee is refunded to you.

 

Upon approval, the title company will process the purchase of your new property.  The title company requires a non-refundable $500 deposit (deposit amount may vary).

 

During closing the buyer must provide one year of home owners insurance and two months of the required taxes. 

Buyer will also pay the down payment which is usually 10% of the purchase price (ex. Purchase price $100,000; Down payment $10,000). 

Keys To The New Place
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Client Testimonials

Completely
Satisfied

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Mr. James R. Jordan

I have used the services of Mr. Michael Swanigan on several occasions. First, when I initially had several properties for sale and was looking for buyers, Michael contacted me with a list of potential interested parties.The results of our first encounter produced a successful sale and transfer of two of my properties

Mr. Swanigan is more than a qualified real estate investor, because his first priority is a satisfied customer. 
Mr. Swanigan has a wealth of knowledge, people skills and a business savvy that places him above other realtors, in his ability to get customer desires handle promptly, legally and in a cost effective manner.

In a most recent transaction, where I already had a buyer for a property, of which I owner sold and financed, Michael became my closing consultant.

In this preceding, Michael handled all necessary documentation, Signing and Notarizations, official recording and filing of contracts and deeds, receiving and securing down payments and initiation of bank transactions, i.e.,auto-drafts and cashier's checks, to include document finalization and the provision of appropriate copies of all transactions, to both the Seller and the Buyer.

I am completely satisfied with the services I received from Mr. Swanigan and I highly, without reservation, recommend him for all your real estate needs.

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NG Houston Houses

swanigan@nghoustonhouses.com

832-430-1131

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